He earned a bachelor’s degree in physics and astrophysics with a strong mathematics background from Pomona College in Claremont, California, in 1985. Certificants must meet ongoing certification renewal requirements and agree to follow rigorous ethical standards. To provide clients with a more comprehensive level of service – from budgeting, to planning for retirement, to saving for education, to managing taxes and insurance coverage – Vic completed rigorous coursework and examinations in 2008 to become a Certified Financial Planner ™ professional. After the subsequent mergers with Wachovia and Wells Fargo Advisors, Vic stepped down from his supervisory roll in order to focus all of his energy on his clients. Edwards & Sons and was selected in 2006 to manage the company’s newly opened Virginia Beach branch.

It is implied that Cara has saved Lord Marchmain from his self-destructive tendencies, and that Sebastian needs someone to do the same for him.Since 1994, Vic has helped clients plan for their financial futures and has seen them through many market cycles. Cara also warns Charles about Sebastian’s drinking and tells him that she recognizes the signs of alcoholism in him because she has seen them in Lord Marchmain. She subtly warns Charles that his attachment to Sebastian should not “go on too long.” This suggests that Cara disapproves of homosexual relationships-she believes that it is alright for men to have romantic or platonic relationships, but not for them to have sexual ones or to share their lives with other men. Cara is kind to Charles and Sebastian during their stay, but hints that she disapproves of their relationship. She feels sorry for Lady Marchmain, who she feels has been “loved in the wrong way,” but does not feel guilty about her own role in the breakdown of the relationship. She accepts that she will never be his wife, because Lady Marchmain will not get a divorce, and, although she is a Catholic, seems to have made her peace with the idea that, by living with a married man, she is “living in sin.” Cara understands that Lord Marchmain does not love her (she says that he used up all his love on Lady Marchmain, who he loved passionately and now despises because their relationship did not work out) and is happy to be his companion. Cara is perfectly realistic about her situation with Lord Marchmain. When Charles meets Cara in Venice, when he and Sebastian go to stay with Lord Marchmain, Charles is surprised to find that Cara is a respectable, mature, and kindly woman: not at all the wanton temptress he has imagined. Cara is a middle-aged Italian woman and Lord Marchmain’s mistress, for whom he left Lady Marchmain and his children.

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